Credit

Does anyone out there know how credit or student loans work? Here's what I know, loans can weigh you down if you don't pay them off. Credit works the same way. You can pay a minimum of 15 dollars per month but you still be in debt. There are ways you can avoid debt, by spending what to earn, or saving money for collage in your own money, and another way to save on loans is to spread out your payments in monthly doses.